:blob: We decided to take our tax return of around $3000 and pay off the loan on the Enclave. We only had about 6 more months of payments left, but why not just get it done with? Will most likely do this tomorrow. It's something you think about, should we keep the money in the bank.. :-\..but the interest on the loan is more than what we would get from the bank leaving it there, so guess we will kiss it goodbye and have a very nice 2009 Enclave, with about 29,400 miles free and clear. :beer: That means our only other debt is our mortgage. Until sometime next year when we will most likely begin another car loan for my wife's next vehicle. I know there are cash buyers on here, and this is no big news to some.....but this is the most expensive vehicle we've ever had, and to get it paid off....just feels good. This will be the 5th vehicle (6th if you count the GTO), between my wife and I, that we have paid off. I had a Sunfire GT that I only had for less than three years, and I never paid that off, traded it on the Grand Am we had. Except for the GTO, all have been brand new. My wife's Cavalier, she paid that off in 3 years. My Grand Am took us 4 years, our Silverado was paid off in a year and a half, the Bonneville we took the whole 5 years to pay off, and now the Enclave at 4 years and about 8 months. Not sure what we will do on the next one. Would like to try and get just a 4 year loan. Leasing has crossed our minds, but for some reason I like the idea of owning, vs. just making payments. Kind of like the difference between renting a house, and having a mortgage and eventually paying it off. Of course, in these times....maybe renting would be better. :shrug: But that's a whole different subject. :-X
Anyway, thought I'd share this good news for my 5000th post. :cheers: When I post this message, my title will change to GOD...but it doesn't feel any different than the "guru" stage. Here's to another 5000 posts, and who knows how many more years on the forum: :wine:
Anyway, thought I'd share this good news for my 5000th post. :cheers: When I post this message, my title will change to GOD...but it doesn't feel any different than the "guru" stage. Here's to another 5000 posts, and who knows how many more years on the forum: :wine: